Equipment Leasing

Updated: July 05, 2018


Shore Business Solutions has been the number one office equipment vendor at the Jersey Shore for decades.  There are a variety of reasons to consider leasing as  the means for acquiring office technology.  Here are some of them:

  • Conservation of working capital. Cash is needed for day to day operations. Preserve cash flow.
  • Convenient and quick approvals. 100% financing.
  • Potential tax benefits. Monthly lease payments are often deductible as an operating expense.
  • Flexible options may include no money down, seasonal payments, deferrals etc.
  • No variable rates makes for easier budget management. Fixed payments.

We  recommend one of these basic equipment leasing programs:


Operating Lease (Fair Market Value Buy-Out)

This structure provides you with the option to purchase the equipment at the end of the lease for its then Fair Market Value , continue leasing the equipment based on its Fair Market Value or return the equipment. The payment during the term is lower than on a lease purchase, but the cost at the end of the lease is higher. In most cases, there is a “cap” on the Fair Market Value of 20-23% of the original cost of the equipment.


Lease Purchase or Capital Lease ($1.00 Buy-Out)

This plan allows you to buy the equipment at the end of the lease term for a nominal amount of $1.00 . For most companies that intend to keep the equipment at the end of the lease, this is the best option. In essence, you are building “equity” in the equipment, so you can also sell the equipment at the end of the lease or trade it in for the latest technology. We can assist you in selling the equipment at the expiration of your lease.


We currently partner with the following equipment leasing companies:

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